Photo credit: @cottonbro (Pexels)
4 Earn as you spend
Speaking of smart spending, one way to make shrewd purchases is by taking full advantage of cashback rewards. Many banks offer cash rebate deals, but the rebate process is typically quite long-winded, with customers having to send in applications or wait a long time to get their money back—at which point it’s often in the form of coupons or reward points.
Mox Bank has a particularly good cashback scheme, with one percent unlimited cashback on all eligible spending on your Mox card that gets credited to your account as real money daily and accumulates interest daily. From now until 31 December you can even earn up to $1,000 with Mox’s exclusive “super cashback” offer, which offers five percent cashback for purchases made at their 30 founding merchants, including Circle K, McDonald’s, CSL, Foodpanda, and more!
While the super cashback is a limited offer, you can find special promotions from Mox’s partner merchants on the app’s “Discover” page year-round—and since the partner businesses have been handpicked with the Mox user’s spending habits in mind, they’ll actually be relevant to your lifestyle.
For a totally seamless shopping experience, hook your Mox card to Google Pay or Apple Pay to make payments with a few taps on your phone. Make fussing around with your wallet a thing of the past and give yourself more room for shopping bags!