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The Best Finance Apps to Help You Manage Your Money

Managing your finances can be tricky, but important nonetheless. To make things a little easier, we’ve put together five essential mobile apps you need to have on your smartphone right now – you’re welcome.


PayMe by HSBC

Whether you want to remind a friend to pay you back for dinner, or need to split the lunch bill with a few colleagues, HSBC’s PayMe app can help you do just that. With a few taps on your phone, the app can send and request money to and from your friends without the need to disclose your account number to anyone, regardless of which local bank they are with. And with the app’s 24/7 fraud monitoring service, you can rest assured that your money is always safe and secure.

Download for free on the App Store or Google Play


ANGEL Mastercard is a Hong Kong issued stored-value card –  also known as a prepaid card – where users can top-up with HKD or RMB, and pay for anything where Mastercard is accepted. By using the app, you can manage everything from topping up the card with credit to managing your card’s security by changing your pin code and tracking your transaction history. Best of all, ANGEL Mastercard holders can also enjoy exclusive privileges and discounts offered by over 100 merchant partners, so the more you spend, the more you save!

Download for free on the App Store or Google Play

FunNow – fun on demand

finance apps funnow

Available in Hong Kong, Taipei, Kuala Lumpur, Tokyo, and other places around Asia, the FunNow app offers exclusive deals and discounts to everything from hotel stays, to a relaxing spa day. Providing real-time info and instant booking services for a wide range of leisure and entertainment activities, the app guarantees to give you low prices with high-quality services, so you can have all the fun you want, whenever, and wherever.

Download for free on the App Store or Google Play

PPS on Mobile

finance apps pps

Sick of waiting in line at 7-Eleven to pay your utility bills? PPS is here to help. With over 800 merchants available, this electronic bill payment platform allows you to settle your credit card payments, water and electricity bill, insurance payments and even your tax bill! Simply register for a PPS account at any designated PCCW or Circle K, then assign your bill merchant code (usually indicated at the top or back of the bill notice) to your account, and will be able to stay on top of all your payments, bill schedules, and payment history all within one app!

Download for free on the App Store or Google Play

gini – Spend tracker

finance apps gini

Keep track of all your spending and transactions with the ultimate spending tracker, gini. With its unique overview interface and easy-to-read graphs, the app automatically imports all of your daily transactions directly from your bank, enabling you to see where and when money has been spent, your monthly cash-flow, your biggest spends, total transactions, and much more.

Download for free on the App Store or Google Play

Read more! Check out these Essential Apps You Need in Hong Kong, or explore the rest of our Tech section on Localiiz.

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